Frequently Asked Questions

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We do NOT offer in house financing due to an annual increase in risk in the industry. We do business with multiple finance companies across the USA.

All applications must be submitted signed along with CDL and last 3 months bank statements to begin processing, any further information needed will be requested by the finance company. Tax returns, proof of ownership, and having all business entities and licensing up to date will speed up the approval process.

Cobra Truck Sales and Equipment has no control over the finance agreement. We see many clients put a down payment of 20%-40% for first time owner-operators, and owner-operators and companies that operate a fleet can get approved for little to nothing down. Time in business and Comparable credit are a huge factor.